A lifetime foundation
Independent life insurance guidance
Life insurance made clearer.
More choices. Personal guidance.
Eureka Life Insurance helps individuals and families compare life insurance and annuity options from multiple highly rated carriers—without the pressure or jargon.
Independent brokerMultiple carriersPersonal guidance
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The goal is always to find you the best coverage. A qualified plan that meets your needs, and more importantly, your budget.
One broker. More possibilities.
Because the right answer rarely comes from looking at just one company.
Ways we can help
Coverage for the life you have—and the future you’re building.
Every policy type solves a different problem. We’ll help you understand where each fits, what it costs, and whether it belongs in your plan.
Simple, focused protection
Term Life
Protect the place you call home
Mortgage Protection
A practical final gift
Final Expense
Protection with flexibility
Indexed Universal Life
Turn savings into income
Annuities
Protection for more than one possible future
Life insurance doesn’t always have to wait.
Life insurance is primarily designed to protect the people you leave behind—but some policies may also provide benefits during your lifetime.
Depending on the policy, available riders may provide access to benefits following a qualifying terminal illness, chronic illness, or period of confined care. These funds can help replace income, protect savings, or offset the added costs that often accompany a serious health event.
Terminal illnessChronic illnessConfined care
We’ll compare available living benefits along with the policy’s cost, coverage, and underwriting requirements.
Rider availability, qualifications, costs, benefit amounts, and limitations vary by carrier, policy, and state.
Independent by design
Access to multiple respected insurance carriers.
Because no single company is the right fit for everyone, I compare options across multiple carriers based on your health, needs, and budget.
Carrier representation and product availability vary by state. Logos are trademarks of their respective owners.
A clearer way forward
No one-company script.
No unnecessary pressure.
Talk it through
We start with your family, budget, health, and what you actually want the coverage to do.
Compare the market
As an independent broker, I can look across multiple carriers instead of forcing one company’s answer.
Apply with confidence
I’ll explain the tradeoffs, guide the application, and stay involved through underwriting and delivery.
A real person on your side
Insurance is personal.
Your guidance should be, too.
I’m John Fitzgerald, an independent life insurance broker with 25 years of experience, based in Eureka, Nevada.
I’m licensed in 20 states and help clients across the country make life insurance easier to understand and easier to secure. Because I’m not tied to one carrier, I can evaluate your needs, health history, and budget—then look for the company and product that make the most sense for you.
Whether you’re protecting a mortgage, planning for final expenses, building a legacy, or preparing for retirement, you’ll get straightforward answers and personal help from the first conversation through policy delivery.
John Fitzgerald
Eureka, Nevada · Licensed in 20 states
Your next step can be simple